Credit Check Financing by Synchrony Financial will run a credit check which may impact your credit score. There is no down payment required and no minimum purchase required. If approved, an account very similar to a credit card will be created. A revolving line of credit will be established. Depending on your purchase amount, you may be offered 6 months up to 3 years no interest. Minimum or equal payments will be required depending on the length of the financing plan. Failure to pay off the account by the end of the term will result in interest charges being added back. If paid off with timely payments then no interest will be charged. This option is subject to credit approval and other restrictions may apply. You must be 18 years or older to apply.
Simple Interest Financing by Mariner Finance is a simple interest installment plan for those with a credit score of 570 and above. A credit check will be ran which may impact your credit score. There is no money down and the length of payment term will be determined by your purchase amount. Purchases of $500 or more may be set up to pay as long as 24 months. No Money Down! This is a simple interest rate of 18% which means you can pay off at any time with no prepayment penalty and you are only paying interest on what you owe. As an example, a $500 purchase paid over 12 months is only $46 dollars a month with a total payback of $552.
No Credit Needed Financing by West Creek Financial, Acima and Merchants Preferred require an active traditional checking account that has been open for at least 90 Days. Applicants must be 18 years or older and have a job making a minimum of $1000 month. West Creek and Acima require a $40 fee. Merchants Preferred requires a $29 fee.( but it costs nothing to apply) All offer a 90 Days Same As Cash option. These programs are lease to own programs. Payment terms will be determined by your pay period frequency. Note that other restrictions may apply. Note that West Creek does report to a Credit Bureau which can rebuild your credit.
No Credit Needed Financing by Uown will work with regular checking accounts or with Pay Cards. No Down Payment is required at the time of the sale. There is a $25 fee to process a sale that will be added to your first payment. There is no fee to apply.They will approve for purchases of $300 up to $2300. A minimum purchase of $300 is required and may include all items including delivery charges. You must make a minimum of $1000 per month. Your must be 18 years or older. Your checking account or Pay Card must be active for at least 90 Days. This is a lease to own program with a 90 day quick pay. All leases are set up to pay off in a year. Note that other restrictions may apply.
If you prefer to use your Pay Pal account or already have access to Pay Pal Credit we can accommodate you.